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Rates
 

Loan Rates - as of

 

Auto Loans:
APR
New and used auto loans – up to 24 months
New and used auto loans – up to 60 months
New auto loans – up to 72 months

4.95%
5.25%
6.25%

Up to 100% financing – NADA Book Retail Values
The Credit Union will refinance auto loans from other financial institutions. Loans will be for the remaining balance or the original amount financed.

New & Used Motorcycle & Boat Loans:
APR
New and used up to 60 months

7.50%

Up to 100% financing -- NADA Book Retail Values. The Credit Union will refinance auto loans from other financial institutions. The loans will be for the remaining balance or the original amount financed.


Signature/Unsecured Loans:
APR
Minimum loan $500.00—up to 60 months
Special Signature Loan—$4,000 up to 36 months

10.99%
7.75%


Share Secured/Certificate Secured Loans  

3% above share dividend rate or CD rate


VISA:
APR
No Annual Fee

11.90%


NO FEE Home Equity Loans:
APR
Up to 5 Years*
Over 5 Years and up to 10 years*
Over 10 Years and up to 15 years*

5.20%
5.50%
6.10%

Credit Union will finance up to 80% of equity. Minimum amount is $5,000. Maximum $125,000. Closed End, Fixed Rate.


*** FOR A LIMITED TIME ONLY***
Receive an additional .25% off on the Home Equity rate if you have a checking account with MEM and Direct Deposit to a MEM account
.

All rates and promotions are subject to change without notice.

 


NCUA